How the Obama Administration Made Sure People Couldn’t Keep Their Plans
...The Affordable Care Act as written and passed would have protected the grandfathered plans for a longer period of time and with more freedom for adjustment, but the Obama administration filled out the Secretary Shalls in such a way as to make that much harder, if not basically impossible, to do. The Obama administration’s original, June 2010 rules were actually even stricter, and would have, for example, made it impossible for an insurer or company to change the firms it uses to manage and administer the plan (which needn’t affect coverage and is a simple way to lower costs); those ludicrous restrictions were eliminated, but enough rules remain that it’s, again, near impossible to maintain a grandfathered health-care plan.